Stop flushing your retirement fund down the toilet with a personalized spreadsheet budget.

💸 Stop Flushing Your Finances: How Spreadsheets Saved My Budget

Thirteen years ago, I sat in a training that would completely change the way I thought about money. At the time, I didn’t realize just how much of my income was quietly circling the drain—until I saw it in black and white on a spreadsheet.

The Wake-Up Call 💥

That training didn’t offer me a magic solution—it offered something better: clarity.
I learned how to track where every dollar was going. And with that knowledge, I realized I was making a lot of unconscious (and frankly, dumb) financial choices.
A soda here, a subscription there, and before I knew it, my “just because” spending added up to hundreds of dollars a month.

The Spreadsheet Solution 📊

With my background in spreadsheets, I decided to digitize my budget. I created an automated system that did the heavy lifting for me:

  • Color-coded spending categories

  • Auto-updating totals

  • Monthly comparisons

  • Charts that actually made sense

And the results? Game-changing.

From “Stupid Money” to Smart Savings 💡

Once I saw where my money was going, I could choose better.
The spreadsheet didn’t shame me—it showed me. It gave me the control I didn’t know I was missing.
No more “mystery charges” or wondering why I was short before payday.

I’m Not a Financial Advisor—But I Can Help You

Let’s be clear: I’m not here to sell you financial advice. But I can show you how to build and automate your own digital budget using spreadsheets.

If you're tired of feeling like your money disappears every month, it's time to stop flushing it away. I’ll help you:

  • Create a custom budget you’ll actually use

  • Automate your tracking

  • Understand where your money goes—and how to make better choices

Ready to stop wasting your money and start making smarter moves?
Let’s build your budget—together.

📧 Contact me to get started or book a budget-building session today!


#Excel #Google Sheets# #stupid spending #smart savings #retirement